Equifax Data Breach

September 8, 2017

Rob Landis, Senior Vice President, Central Savings Bank, has recently reviewed the Equifax data breach, which could potentially impact nearly half of the population of the United States. The following items are for your information if you believe you may be at risk.

Things to know –

  • Equifax (as well as TransUnion and Experian) stores data on virtually every person in the US who has a loan or credit card through any bank or credit union, had a loan or credit card in the past 7 years, or applied for a loan or credit card in the past 7 years. They also carry data on collections and public records such as a lien or judgement.
  • Equifax does not have CSB deposit account numbers.
  • Consumers can go to to determine if they were part of the data breach and sign up for free credit monitoring. You will not have immediate results. It will take up to a week according to the website.
  • Even if a consumer was a part of the breach, they should not assume they will be part of any ID theft. Very few of the 1.05 billion consumer accounts breached in recent years ever become victims of identity theft. Since 2005 there were 7,874 breaches in the US resulting in over a billion records being exposed.
  • The best thing a consumer can do is to monitor their credit and be vigilant. If they see something on their credit report that they don’t recognize or receive a change of address notice that they weren’t expecting they need to investigate. As always they should also be monitoring bank statements and credit card statements at least monthly.
  • Consumers can use sites such as to monitor their credit.
  • If a consumer feels they are a victim of ID theft or have further concerns please refer them to this brochure.

Equifax Discloses Massive Consumer Data Breach

Independent Community Bankers of America (ICBA) NewsWatch Today

September 7, 2017

Consumer credit reporting bureau Equifax today announced a major data breach affecting approximately 143 million Americans. The company said that from mid-May through the end of July, criminals exploited an Equifax website vulnerability to access names, Social Security numbers, birth dates, addresses and in some cases driver’s licenses.

The company also said that about 209,000 Americans’ credit card numbers were accessed, along with credit dispute documents with personally identifying information for 182,000 consumers. “The company has found no evidence of unauthorized activity on Equifax’s core consumer or commercial credit reporting databases,” it said.

Equifax has set up a website to help consumers determine if their information was breached and, if so, to sign up for credit monitoring and identity theft protection offered by TrustedID, an Equifax subsidiary. Equifax will also mail notices to consumers whose credit card numbers or dispute documents were breached. Check the website.

Equifax has established a dedicated website,, to help consumers determine if their information has been potentially impacted and to sign up for credit file monitoring and identity theft protection. The offering, called TrustedID Premier, includes 3-Bureau credit monitoring of Equifax, Experian and TransUnion credit reports; copies of Equifax credit reports; the ability to lock and unlock Equifax credit reports; identity theft insurance; and Internet scanning for Social Security numbers – all complimentary to U.S. consumers for one year. The website also provides additional information on steps consumers can take to protect their personal information. Equifax recommends that consumers with additional questions visit or contact a dedicated call center at 866-447-7559, which the company set up to assist consumers. The call center is open every day (including weekends) from 7:00 a.m. – 1:00 a.m. Eastern time.


Home History Links Contact Us Privacy Policy Online Privacy Policy Check Re-Ordering footsep

Routing Number: 091101280

logo logo logo logo