Consumer Loans

Whether it is secured, unsecured, monthly, or single payment, we offer a variety of different consumer loans with flexible terms and interest rates.

We have loans that can be tailored to fit your needs. Automobile, boat, recreation vehicle, off road vehicle, farm, vacation and debt consolidation loans are just some of the many options.

If you have questions, please contact one of our loan officers.

Personal Reserve Account (PRA)

Protect yourself from overdrawing your checking account with a Personal Reserve Account. Account limits vary, please see a loan officer for more information.
Personal Reserve Account Application

If you have questions, please contact one of our loan officers.

Consumer Credit Card

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

No matter which card you choose, you’ll enjoy important features like:

• Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.

• Mobile purchasing capability for added convenience.

• Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.

• Cardmember Service available 24 hours a day/365 days a year.

• Plus much more!


If you have any questions, please contact us at 906-635-6250 or toll free at 800-562-4880.


*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitation may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.