Home loans made simple.

Our experienced loan staff will work with you every step of the way during your loan process. We can vary the rates and terms of a loan to fit your needs and we handle our own closing and service loans.

Central Savings Bank offers a variety of home loan options including fixed rate loans, home equity loans, construction loans, and flexible in house loans. Our home loan experts can help you decide what option is best for you.

*Qualified borrowers with qualified properties can have as little as 0% down on their home loan.

We offer a variety of home loans

  • Fixed rate & adjustable rate residential 
  • Primary Residence 
  • Construction Financing 
  • Vacant Land 
  • Vacation 
  • Recreational Home 

Applying online is easy

  • You can apply and be approved in as little as 20 minutes
  • Sign up for Rate Watch for live mortgage rate updates and receive notification when your target rate is available
  • Get a personalized quote to estimate payment amount and closing costs
  • Use our loan calculators to determine which mortgage product is best for you

Home Equity Lines of Credit (HELOC)

We offer home equity loans for all your needs from home repair to financing college educations.

  • Interest only payments, up to 5 year term
  • Line of credits can be used for many purposes; consolidation, improvements, investments and many other uses

Vacant Land

We offer loans for vacant land, from hunting properties to farm land we have a product to fit your needs. Contact our Loan Officers to get more information on vacant land loans.

Central Savings Bank is an Equal Housing Lender. Loans subject to credit approval.