Personal Savings Accounts

Save for your future.

Plan for future goals with one of our personal savings accounts. Choose convenient ways to earn interest and access your money in the future.

Statement Savings Account

  • Interest compounded monthly.
  • $100.00 Opening Deposit Required unless the account holder has an active Central Savings Bank Account (in good standing) or the account will have Direct Deposit or the account holder has a current Student ID.
  • Overdraft/NSF Charge: A $25.00 overdraft fee will apply to any overdrafts created by, check, in person withdrawal or other electronic means.
  • Other fees may apply; See Limits and Fees portion of “Important Information About Your Account” for further details.

Personal Money Market Account

  • Interest compounded monthly.
  • No service charge if low balance for billing cycle is greater than $500.00.
  • If the balance is less than $500.00 then the interest rate falls to regular NOW rate.
  • Six checks are allowed per statement cycle.
  • Unlimited withdrawals if made in person.
  • $0.25 per debit and $5.00 per month maintenance charge if below minimum balance.